OUR INVESTMENT
PROPOSITION

This website outlines the investment proposition that we have put in place for our clients. It is a proposition that we believe can add significant value to an individual’s investment portfolio.

We have confidence in this process as we involve widely acknowledged expert organisations to carry out all of the vital aspects of the management of our clients’ investment portfolios.

We have put in place an investment proposition which involves active monitoring, regular fund selection and automatic rebalancing carried out by some outstanding organisations, the use of which we believe will deliver real benefits for our clients.

The process is designed to allow us to ensure that your investment portfolios continue to be managed in accordance with your agreed investment strategies and your tolerance for risk.

The relationships we have developed with our many strategic partners allow us to deliver an investment process that is eminently suitable for our clients.

We will undertake a full assessment of your current needs and circumstances to ensure our investment proposition is right for you.

RISK QUESTIONNAIRE

You are asked to complete a short risk questionnaire, either as part of the completion of our Personal Questionnaire or separately.

Portfolio Funnel

RISK RATED PORTFOLIO OR DISCRETIONARY FUND MANAGEMENT

PASSIVE

ishares

A portfolio of ETFs

Blended to asset allocation

Returns to match indices

0% AMC

Stakeholder compliant wrap

ACTIVE

OBSR

A portfolio of OEICs

Blended to asset allocation

Potential returns above benchmark

Diversification

Free rebalancing

Flexibility

Professional review

DISCRETIONARY & MULTI-MANAGER

Daily management of top quality managers

Combined to match asset allocation

Tax free rebalancing within funds

Administration free rebalancing